One way of making your snow removal costs more predictable is buying Snow Removal Insurance. Through this insurance, developments are reimbursed for expenses incurred in excess of their deductible, based on recorded snowfall data from weather stations near the site of the development. Purchasing this insurance, of course, will increase your costs in some years (when there is very little snow) and decrease your costs in other years. The benefit is that your expenses will be more predictable. If you’re interested, speak to your management company, your insurance agent, or call ARCH for a referral.